Gated Health Benefit Product, (included but not limited to): HMO, QPOS, Elect Choice, Managed Choice, POS, Aetna POS II and Aetna Select
Non Gated Health Benefit Product, (included but not limited to): Open Choice PPO and National Advantage; All Aetna Medicare, HMO, PPO, POS and network based Fee for Service Plans; excludes Medicaid